SNAP · FY2027
Kentucky Food Stamp Calculator
Kentucky’s Cabinet for Health and Family Services runs SNAP, with applications through the benefind portal. The gross limit is 200% of poverty — $3,608 for two — and there is no asset test. Two people can receive up to $562 a month.
Your estimate
Kentucky · 1 person.
- Likely eligible
- Figures verified October 5, 2026
Low error rate, partial waiver
Kentucky’s FY2025 payment error rate was 4.7%, among the lowest in the country, which under the 2025 law means no state share of benefit costs. Kentucky also has a partial waiver of the time limit for adults 18–64 in effect on October 1, 2026, so whether the three-month clock applies depends on your county.
Living on Kentucky SNAP
A Louisville couple earning $1,700 with $750 rent plus heat would get about $388, using the $388 heating allowance from USDA’s October 2025 table. Kentucky does not disqualify people with past drug felonies, offers on-demand interviews, the elderly simplified application and a modified combined application for SSI recipients. Benefits are loaded between the 1st and the 19th, by the last digit of the case number.
How long a Kentucky approval lasts
Kentucky certifies households for four, 12 or 24 months depending on circumstances, and child support you pay is subtracted from income. Ohio, across the river, keeps a 130% gross limit ($2,960 for three) while Kentucky allows $4,554; Tennessee and Missouri use the federal tests with an asset limit.
By household size
| People | Max | Gross limit | Senior† |
|---|---|---|---|
| 1 | $306 | $2,660 | $131 |
| 2 | $562 | $3,608 | $174 |
| 3 | $808 | $4,554 | $207 |
| 4 | $1,023 | $5,500 | $266 |
| 5 | $1,217 | $6,448 | $330 |
| 6 | $1,463 | $7,394 | $446 |
| Pay‡ | $1,000 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 |
|---|---|---|---|---|---|---|---|---|
| KY | $808 | $743 | $571 | $391 | $211 | $33 | $0 | $0 |
† 60+ or disabled, income at the poverty line, $700 rent. ‡ Family of 3, $900 rent. How these are worked out.
Utility allowances
| Type | Oct 2025* |
|---|---|
| Heating & cooling allowance | $388 |
| Basic utility allowance | $331 |
| Phone allowance | $64 |
Where to apply
| Apply | benefind.ky.gov |
|---|---|
| Program | Supplemental Nutrition Assistance Program (SNAP) |
| Card | Kentucky EBT Card |
| Phone | 855-306-8959 |
| Offices | kynect.ky.gov |
| Deposits | 1st–19th, by the last digit of the case number |
Next door
Sources
FY2027 COLA memo · BBCE chart · FY2026 SUA table · FY2025 error rates · time-limit waivers · State Options Report · issuance schedule · USDA directory · all sources
* not yet verified for Oct 2026.