SNAP · FY2027
Montana Food Stamp Calculator
Montana’s Department of Public Health and Human Services runs SNAP on the Montana Access Card, with applications at apply.mt.gov. The gross limit is 200% of poverty — $3,608 for two — with no asset test, and two people can receive up to $562.
Your estimate
Montana · 1 person.
- Likely eligible
- Figures verified October 5, 2026
From November 1, 2026
Montana’s approved food restriction targets November 1, 2026: SNAP will no longer buy high-sugar beverages, energy drinks, candy or prepared desserts. Benefits arrive over five days starting on the 2nd, set by the last digit of your case number.
A cold-state allowance
Montana’s heating and cooling allowance was $799 in USDA’s October 2025 table, far above its $267 basic allowance. A Billings couple aged 67 and 70 with $1,800 in Social Security, $750 rent plus heat and $90 in medical costs would get about $339.
Montana certifies for six, 12 or 24 months, combines simplified and change reporting, and offers on-demand interviews. Its FY2025 error rate of 8.86% is in the 10% cost-share tier.
Montana among its neighbors
Montana and North Dakota both allow 200% of poverty with no asset test. Next door, Idaho stops at 130% with a $5,000 asset limit, and South Dakota and Wyoming use the federal tests with a $3,000 asset limit. For a family of three that is the difference between $4,554 and $2,960 of allowable gross income.
By household size
| People | Max | Gross limit | Senior† |
|---|---|---|---|
| 1 | $306 | $2,660 | $254 |
| 2 | $562 | $3,608 | $297 |
| 3 | $808 | $4,554 | $330 |
| 4 | $1,023 | $5,500 | $338 |
| 5 | $1,217 | $6,448 | $336 |
| 6 | $1,463 | $7,394 | $446 |
| Pay‡ | $1,000 | $1,500 | $2,000 | $2,500 | $3,000 | $3,500 | $4,000 | $4,500 |
|---|---|---|---|---|---|---|---|---|
| MT | $808 | $743 | $623 | $503 | $335 | $155 | $0 | $0 |
† 60+ or disabled, income at the poverty line, $700 rent. ‡ Family of 3, $900 rent. How these are worked out.
Utility allowances
| Type | Oct 2025* |
|---|---|
| Heating & cooling allowance | $799 |
| Basic utility allowance | $267 |
| Single utility allowance | $116 |
| Phone allowance | $34 |
Where to apply
| Apply | apply.mt.gov |
|---|---|
| Program | Supplemental Nutrition Assistance Program (SNAP) |
| Card | Montana Access Card |
| Phone | 888-706-1535 |
| Offices | dphhs.mt.gov |
| Deposits | 2nd–6th, by the last digit of the case number |
Next door
| State | Gross, 3 | Assets | Heat |
|---|---|---|---|
| Montana | $4,554 | none | $799* |
| Idaho | $2,960 | $5,000 | $390* |
| North Dakota | $4,554 | none | $772* |
| South Dakota | $2,960 | $3,000 | $950* |
| Wyoming | $2,960 | $3,000 | $510* |
Sources
FY2027 COLA memo · BBCE chart · FY2026 SUA table · food restriction waivers · issuance schedule · State Options Report · FY2025 error rates · USDA directory · all sources
* not yet verified for Oct 2026.